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Anatomy of a Home Insurance Claim
We pay hundreds of dollars for homeowner insurance. Seldom do homeowners read their insurance policy, so we don’t really understand what we're paying for. Not until we have a home emergency do we discover what our homeowner policy covers, excludes or caps (mine was a mold cap). Managing a home …
Are Home Insurance Inspections Required to Get Insurance?
You know that when you buy a home, lenders require homeowners insurance. What you might not realize is the insurance company may require a home insurance inspection. When and what these home insurance inspections involve is something of a mystery because they vary by state (what's legal), insurance …
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How to Buy Homeowners Insurance
If you own a home, you probably have insurance. Did you research how to buy homeowners insurance before you picked your policy? Have you read your insurance policy? Most of us spend less than an hour searching for the cheapest homeowner insurance available. That might be good for a few years but you …
My Flood Insurance Nightmare You Never Want to Live Through
When a large company like Nationstar Mortgage LLC (dba Mr. Cooper) sends you a letter telling you flood insurance is required for your house, you likely assume they're telling you the truth. Unfortunately they might not be telling the truth and by sharing my personal flood insurance nightmare, you …
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Do You Really Need Flood Insurance?
Most of us learn about floods on the news. Some homeowners learn the hard way when their home and/or neighborhood experiences a flood due to a hurricane, river or similar natural disaster. This isn't when you want to learn that your homeowner insurance policy doesn't cover flooding. Now is the time …