Homeowners need homeowner insurance since lenders require this when you finance your home. Although as homeowners we assume we can do almost anything in our house or backyard, that's not always the case. While one of the benefits of owning a home and with kids involves backyard fun, your insurance …
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Do You Need a Summertime Insurance Checkup?
Springtime and summer mean it’s time to head outdoors. But does your insurance policy need attention first? One of the best homeowner insurance tips is to protect your home before it needs it, and that requires an insurance checkup. A typical homeowner insurance policy may not cover …
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Home Insurance Protects You From What?
Home insurance is something we scramble to buy before we close on a new house. But how much do you really know about your home insurance? You might buy the minimum required by your mortgage company or follow the recommendations of your insurance agent. Rarely do we sit down and consider what type of …
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Flood Insurance Might Be a Bargain
Flood insurance makes sense once you realize that floods are the #1 natural disaster in the US. Most people focus on the flooding caused by ... the latest hurricane. While hurricanes dominate the news, there are lots of other reasons why your home might get flooded. We'll review these as most …
Whose Insurance Covers Burst Pipes?
Homeowners expect their home insurance to cover any type of accident but that's no longer true. Each year it seems like there are more exclusions, and then for some things you have to buy an extra rider. Even more confusing is when you have work done by a contractor. When there's an accident while …
Read HOA Documents Before You Buy a Condo!
You found a wonderful condo that meets all your requirements for a new home. The price is right and you won't have to worry about maintaining your homes exterior or the pool Before you make an offer to buy a condo, you need to read the Homeowner Association, or HOA documents. Why? You might find …
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