Homeowner Insurance Claims
Done Right!
When a large company like Nationstar Mortgage LLC (dba Mr. Cooper) sends you a letter telling you flood insurance is required for your house, you likely assume they're telling you the truth. Unfortunately they might not be telling the truth and by sharing my personal flood insurance nightmare, you …
Continue Reading about My Flood Insurance Nightmare You Never Want to Live Through
Most of us learn about floods on the news. Some homeowners learn the hard way when their home and/or neighborhood experiences a flood due to a hurricane, river or similar natural disaster. This isn't when you want to learn that your homeowner insurance policy doesn't cover flooding. Now is the time …
Flood insurance makes sense once you realize that floods are the #1 natural disaster in the US. Most people focus on the flooding caused by ... the latest hurricane. While hurricanes dominate the news, there are lots of other reasons why your home might get flooded. We'll review these as most …
It's never easy talking to your insurance company. During an emergency you're under lots of stress. You're at a disadvantage not knowing their process. You likely have limited/no experience with the problems you're facing. But you've got to take action and fast so ... The only number in my phone …
Continue Reading about Talking to Your Insurance Company After a Flood
We pay hundreds of dollars for homeowner insurance. Seldom do homeowners read their insurance policy, so we don’t really understand what we're paying for. Not until we have a home emergency do we discover what our homeowner policy covers, excludes or caps (mine was a mold cap). Managing a home …
You know that when you buy a home, lenders require homeowners insurance. What you might not realize is the insurance company may require a home insurance inspection. When and what these home insurance inspections involve is something of a mystery because they vary by state (what's legal), insurance …
Continue Reading about Are Home Insurance Inspections Required to Get Insurance?
The name tells our story! When I ran my handyman business, I got calls from homeowners struggling with home emergencies like a flooded basement. Other homeowners had problems working with their insurance company … and I learned some techniques to get homeowners what they needed to make required repairs.
Then one day I was that homeowner who didn’t know how to fight the insurance company. I knew what was done wrong based on my handyman experience, I took thousands of photos, I worked with all sorts of contractors and finally put my house back together so you’d never know there was a flood.
This experience made me realize I had to share my expertise with homeowners going through similar situations. With help from the contractors who helped me along the way, this website offers tips based on my first-hand experience with a flooded (4 to 6 inches of water) house.
