A home emergency plan is important because we don't know when there will be an emergency at home or in our community. As a child it's exciting when you have a snow day or schools close due to a hurricane. It's not until you become an adult with responsibility for the safety of others, that you look …
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Hurricane Preparedness Checklist
Hurricane preparedness is all we can control, as nature is in charge of the weather. We even have trouble predicting exactly what's going to happen and freak storms are now becoming normal. Last year the east coast got hit with a snow storm in October, and this year we're getting our early hurricane …
Anatomy of a Home Insurance Claim
We pay hundreds of dollars for homeowner insurance. Seldom do homeowners read their insurance policy, so we don’t really understand what we're paying for. Not until we have a home emergency do we discover what our homeowner policy covers, excludes or caps (mine was a mold cap). Managing a home …
How to Avoid Houses with a Flood Risk
The average American can expect to move 11.4 times during his or her lifetime according to the US Census. You probably moved while living with your parents. Once you finish school, you get to pick where you live. This decision is getting more complicated. Global warming is increasing the flood …
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The Right Way to Buy Homeowners Insurance
We know we need homeowner insurance because lenders require it to get a mortgage, and who wouldn't want to protect the investment they've made in a house. But we tend to pick an insurance agent or company, and put the annual policy renewal on autopilot. It doesn't feel any different …
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