We see and read about homeowner emergencies all the time. We just never imagine it happening to our house ... until one day, it happens. Last week it happened to me when I got a phone call about a flooded house, my brand new house in Florida. While I was in Maine helping my sister, neighbors called …
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What Homeowner Insurance Do You Have? and Need?
Most of us take homeowner insurance for granted. When we finance a house, the mortgage holder requires insurance. We often assume any national insurance company is trustworthy, without realizing their coverage can be quite different. Have you read your policy? Do you really know what your homeowner …
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The Right Way to Buy Homeowners Insurance
We know we need homeowner insurance because lenders require it to get a mortgage, and who wouldn't want to protect the investment they've made in a house. But we tend to pick an insurance agent or company, and put the annual policy renewal on autopilot. It doesn't feel any different …
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Do You Need a Summertime Insurance Checkup?
Springtime and summer mean it’s time to head outdoors. But does your insurance policy need attention first? One of the best homeowner insurance tips is to protect your home before it needs it, and that requires an insurance checkup. A typical homeowner insurance policy may not cover …
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Home Insurance Protects You From What?
Home insurance is something we scramble to buy before we close on a new house. But how much do you really know about your home insurance? You might buy the minimum required by your mortgage company or follow the recommendations of your insurance agent. Rarely do we sit down and consider what type of …
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Whose Insurance Covers Burst Pipes?
Homeowners expect their home insurance to cover any type of accident but that's no longer true. Each year it seems like there are more exclusions, and then for some things you have to buy an extra rider. Even more confusing is when you have work done by a contractor. When there's an accident while …