Have you ever read your homeowner insurance policy? The declaration page that summarizes your coverage? The truth is we (myself included) don't have a clue what insurance coverage is real until we have an emergency. My house flooded and it's been more than four weeks with no support for additional …
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Homeowner Insurance Inspections Because …
When you buy a house, your lenders want proof of insurance, along with an appraisal supporting the purchase price. Lenders don't require a home inspection and your homeowner insurance company doesn't either. So when do insurance inspections happen? When a visitor to this blog told me her …
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Condo Insurance: Facts You Need to Understand
With the cost of new home construction going up, more condominiums are being built with shared land that makes homes more affordable. Are you're buying your first home or first condominium? You'll want to learn more about the condo insurance you're buying to make sure you've got the right coverage …
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What Homeowner Insurance Do You Have? and Need?
Most of us take homeowner insurance for granted. When we finance a house, the mortgage holder requires insurance. We often assume any national insurance company is trustworthy, without realizing their coverage can be quite different. Have you read your policy? Do you really know what your homeowner …
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The Right Way to Buy Homeowners Insurance
We know we need homeowner insurance because lenders require it to get a mortgage, and who wouldn't want to protect the investment they've made in a house. But we tend to pick an insurance agent or company, and put the annual policy renewal on autopilot. It doesn't feel any different …
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Backyard Fun & Homeowner Insurance
Homeowners need homeowner insurance since lenders require this when you finance your home. Although as homeowners we assume we can do almost anything in our house or backyard, that's not always the case. While one of the benefits of owning a home and with kids involves backyard fun, your insurance …